£15.5 an Hour After Tax 2025-26
Annual gross: £30,225 · Based on 37.5 hrs/week, 52 weeks
£15.5/hour tax breakdown 2025-26
| Item | Annual | Monthly | Weekly |
|---|---|---|---|
| Gross salary | £30,225 | £2,519 | £581 |
| Personal Allowance (tax-free) | £12,570 | £1,048 | £242 |
| Income Tax | −£3,531 | −£294 | −£68 |
| National Insurance | −£1,412 | −£118 | −£27 |
| Net take-home | £25,282 | £2,107 | £486 |
£15.5 an hour — what does that mean annually?
£15.5 per hour × 37.5 hours × 52 weeks = £30,225 annual gross. After Income Tax (£3,531) and National Insurance (£1,412), your take-home pay is £25,282 per year — or £2,107 per month. Your effective tax rate is 16.35%.
This rate is typical for skilled entry-level roles. Typical roles: newly qualified HGV driver, IT helpdesk technician, junior hairdresser/beauty therapist, lab technician.
What £1/hr more would mean on £15.5
You keep 84% of your gross pay — equivalent to £19 per working day in Income Tax and National Insurance. Saving 20% of take-home (£421/month) fills a £20,000 ISA in 48 months.
£15.5/hour at different hours per week
| Hours/week | Gross/year | Take-home/year | Take-home/month |
|---|---|---|---|
| 16 hrs/week (part-time) | £12,896 | £12,805 | £1,067 |
| 20 hrs/week (part-time) | £16,120 | £15,126 | £1,261 |
| 25 hrs/week | £20,150 | £18,028 | £1,502 |
| 30 hrs/week | £24,180 | £20,929 | £1,744 |
| 37.5 hrs/week (standard full-time) | £30,225 | £25,282 | £2,107 |
Overtime at time-and-a-half (£23/hr): 5 extra hours/week adds £6,045 gross — but only £4,352 net after the extra tax on those hours.
Frequently asked questions
How much do I take home on £15.5 an hour in the UK?
On £15.5 per hour (£30,225/year), you take home £25,282 per year after Income Tax (£3,531) and National Insurance (£1,412). That is £2,107 per month and £486 per week landing in your bank account.
What annual salary is £15.5 an hour?
£15.5 per hour, based on a 37.5-hour week (1,950 hours/year), equals £30,225 gross per year. After tax, your take-home is £25,282 (£2,107/month).
How much will I see in my bank each month on £15.5 an hour?
On £15.5/hour, your monthly gross is roughly £2,519. After Income Tax (£294/mo) and National Insurance (£118/mo), you take home £2,107 per month.
Why is my hourly take-home less than I expected on £15.5?
On £15.5/hour (£30,225/year), you pay £3,531 Income Tax and £1,412 National Insurance — £4,943 total per year. Your effective combined rate is 16.35%, not the headline rate. Only income above the £12,570 personal allowance is taxed.
What is £15.5 an hour per week after tax?
£15.5 per hour (37.5-hour week) = £486 per week take-home after all deductions. Gross weekly pay is £581.
Is £15.5 an hour a good wage in the UK?
£15.5/hour is below the UK median hourly rate of £20 (2025). Your annual gross is £30,225 and take-home £25,282/year. Overtime, pay rises, or additional skills can help bridge the gap.