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£15 an Hour After Tax 2025-26

Annual gross: £29,250 · Based on 37.5 hrs/week, 52 weeks

Annual take-home
£24,580
Monthly
£2,048
Weekly
£473
Gross annual
£29,250
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Salary
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Details
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Result
What do you earn?
Annual gross salary, before any deductions.
£

£15/hour tax breakdown 2025-26

Item Annual Monthly Weekly
Gross salary £29,250 £2,438 £563
Personal Allowance (tax-free) £12,570 £1,048 £242
Income Tax −£3,336 −£278 −£64
National Insurance −£1,334 −£111 −£26
Net take-home £24,580 £2,048 £473
Effective rate: 15.97% · Marginal rate: 28% · Employer NI cost: £3,638

£15 an hour — what does that mean annually?

£15 per hour × 37.5 hours × 52 weeks = £29,250 annual gross. After Income Tax (£3,336) and National Insurance (£1,334), your take-home pay is £24,580 per year — or £2,048 per month. Your effective tax rate is 15.97%.

This is a common rate for semi-skilled roles. Typical roles: NHS healthcare assistant (Band 2–3), office administrator, delivery driver, restaurant supervisor.

What £1/hr more would mean on £15

Extra take-home / year
+£1,404
Extra take-home / month
+£117

You keep 84% of your gross pay — equivalent to £18 per working day in Income Tax and National Insurance. Saving 20% of take-home (£410/month) fills a £20,000 ISA in 49 months.

£15/hour at different hours per week

Hours/week Gross/year Take-home/year Take-home/month
16 hrs/week (part-time) £12,480 £12,480 £1,040
20 hrs/week (part-time) £15,600 £14,752 £1,229
25 hrs/week £19,500 £17,560 £1,463
30 hrs/week £23,400 £20,368 £1,697
37.5 hrs/week (standard full-time) £29,250 £24,580 £2,048

Overtime at time-and-a-half (£23/hr): 5 extra hours/week adds £5,850 gross — but only £4,212 net after the extra tax on those hours.

Frequently asked questions

How much do I take home on £15 an hour in the UK?

On £15 per hour (£29,250/year), you take home £24,580 per year after Income Tax (£3,336) and National Insurance (£1,334). That is £2,048 per month and £473 per week landing in your bank account.

What annual salary is £15 an hour?

£15 per hour, based on a 37.5-hour week (1,950 hours/year), equals £29,250 gross per year. After tax, your take-home is £24,580 (£2,048/month).

How much will I see in my bank each month on £15 an hour?

On £15/hour, your monthly gross is roughly £2,438. After Income Tax (£278/mo) and National Insurance (£111/mo), you take home £2,048 per month.

Why is my hourly take-home less than I expected on £15?

On £15/hour (£29,250/year), you pay £3,336 Income Tax and £1,334 National Insurance — £4,670 total per year. Your effective combined rate is 15.97%, not the headline rate. Only income above the £12,570 personal allowance is taxed.

What is £15 an hour per week after tax?

£15 per hour (37.5-hour week) = £473 per week take-home after all deductions. Gross weekly pay is £563.

Is £15 an hour a good wage in the UK?

£15/hour is below the UK median hourly rate of £20 (2025). Your annual gross is £29,250 and take-home £24,580/year. Overtime, pay rises, or additional skills can help bridge the gap.

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