Council Tax Band B in Swale 2025-26
Swale Borough Council · Band B · England · Tax year 2025-26
How Band B in Swale compares
The England average Band B council tax is £1,773/year. Swale Band B at £1,633 is £140 below average (£12/month less). The Band D rate for Swale is £2,100/year.
All council tax bands in Swale 2025-26
| Band | Property value (1991) | Annual | Monthly |
|---|---|---|---|
| A | Up to £40,000 | £1,400 | £117 |
| B | £40,001–£52,000 | £1,633 | £136 |
| C | £52,001–£68,000 | £1,867 | £156 |
| D | £68,001–£88,000 | £2,100 | £175 |
| E | £88,001–£120,000 | £2,567 | £214 |
| F | £120,001–£160,000 | £3,033 | £253 |
| G | £160,001–£320,000 | £3,500 | £292 |
| H | Over £320,000 | £4,200 | £350 |
Single person discount (25%)
If you are the only adult in the property, you qualify for a 25% discount. Your Band B council tax would reduce to £1,225/year (£102/month) — saving £408/year. Full-time students are exempt. Low-income households may qualify for Council Tax Reduction.
Band B council tax in Swale — what you pay in 2025-26
If your property is in Band B in Swale, your council tax bill for 2025-26 is £1,633 per year — that is £136 per month or £31 per week.
The England average for Band B is approximately £1,773/year. Swale is £140 below the England average. The reference Band D rate for Swale is £2,100/year.
Council tax bands are based on 1991 property values (2003 for Wales). Band B covers properties valued at £40,001–£52,000 in 1991. All bands are calculated as proportions of the Band D rate set by Swale Borough Council each year.
Frequently asked questions
How much is Band B council tax in Swale 2025-26?
Band B council tax in Swale for 2025-26 is £1,633 per year (£136 per month, £31 per week). With the 25% single person discount it reduces to £1,225/year.
How is council tax band calculated?
Council tax bands are based on your property's estimated market value in April 1991 (April 2003 for Wales). The Valuation Office Agency (VOA) assigned every property to a band (A to H in England/Scotland, A to I in Wales). Band D is the reference rate — other bands are calculated as proportions (e.g. Band A = 6/9 of Band D, Band G = 15/9 of Band D).
Can I appeal my council tax band?
Yes. You can challenge your band if you believe it is wrong. In England and Wales, contact the Valuation Office Agency (VOA). In Scotland, contact the Scottish Assessors Association. You can appeal if: the property has been altered, your band is higher than similar nearby properties, or you believe the 1991 valuation was incorrect. Be aware that an appeal can also result in your band being raised.
How does Band B compare to the England average?
The England average Band B council tax is approximately £1,773/year. Swale Band B at £1,633 is £140 below the England average.
How much does Band B council tax actually cost per day in Swale?
Band B council tax in Swale costs £4.47 per day (365 days). Over 10 years (without council tax increases) that is £16,330, and over 25 years £40,825. Monthly it is £136, and weekly £31.
What discounts and exemptions are available for Band B in Swale?
Several reductions can apply to Band B council tax in Swale: (1) Single person discount (25%) reduces the annual bill to £1,225/year. (2) Full-time students are exempt. (3) Severely mentally impaired residents are disregarded. (4) Low-income households may qualify for Council Tax Reduction (CTR), potentially reducing the bill to zero. (5) Empty or second homes may attract a premium rather than a discount. Contact Swale Borough Council directly to apply.