Council Tax Band F in Moray 2025-26
Council tax for a Band F property in Moray is £2,433 a year (£203 a month, £47 a week) for the 2025-26 tax year. A single adult living alone pays £1,825 after the 25% single person discount.
Moray Council · Band F · Scotland · Tax year 2025-26
How Band F in Moray compares
The Scotland average Band F council tax is £2,281/year. Moray Band F at £2,433 is £152 above average (£13/month more). The Band D rate for Moray is £1,550/year.
All council tax bands in Moray 2025-26
| Band | Property value (1991) | Annual | Monthly |
|---|---|---|---|
| A | Up to £40,000 | £1,033 | £86 |
| B | £40,001-£52,000 | £1,206 | £101 |
| C | £52,001-£68,000 | £1,378 | £115 |
| D | £68,001-£88,000 | £1,550 | £129 |
| E | £88,001-£120,000 | £2,037 | £170 |
| F | £120,001-£160,000 | £2,433 | £203 |
| G | £160,001-£320,000 | £2,919 | £243 |
| H | Over £320,000 | £3,798 | £317 |
Scotland: Modified Band Multipliers
Since 2017, Scottish councils apply higher multipliers for Bands E-H, making the system more progressive. Band H in Scotland pays approximately 245% of Band D (vs 200% in England). Scottish Water charges (~£440-£480/year) are billed separately.
Single person discount (25%)
If you are the only adult in the property, you qualify for a 25% discount. Your Band F council tax would reduce to £1,825/year (£152/month), saving £608/year. Full-time students are exempt. Low-income households may qualify for Council Tax Reduction.
Band F council tax in Moray, what you pay in 2025-26
If your property is in Band F in Moray, your council tax bill for 2025-26 is £2,433 per year, that is £203 per month or £47 per week.
The Scotland average for Band F is approximately £2,281/year. Moray is £152 above the Scotland average. The reference Band D rate for Moray is £1,550/year.
Council tax bands are based on 1991 property values (2003 for Wales). Band F covers properties valued at £120,001-£160,000 in 1991. All bands are calculated as proportions of the Band D rate set by Moray Council each year.
Frequently asked questions
How much is Band F council tax in Moray 2025-26?
Band F council tax in Moray for 2025-26 is £2,433 per year (£203 per month, £47 per week). With the 25% single person discount it reduces to £1,825/year.
How is council tax band calculated?
Council tax bands are based on your property's estimated market value in April 1991 (April 2003 for Wales). The Valuation Office Agency (VOA) assigned every property to a band (A to H in England/Scotland, A to I in Wales). Band D is the reference rate, other bands are calculated as proportions (e.g. Band A = 6/9 of Band D, Band G = 15/9 of Band D).
Can I appeal my council tax band?
Yes. You can challenge your band if you believe it is wrong. In England and Wales, contact the Valuation Office Agency (VOA). In Scotland, contact the Scottish Assessors Association. You can appeal if: the property has been altered, your band is higher than similar nearby properties, or you believe the 1991 valuation was incorrect. Be aware that an appeal can also result in your band being raised.
How does Band F compare to the Scotland average?
The Scotland average Band F council tax is approximately £2,281/year. Moray Band F at £2,433 is £152 above the Scotland average.
How much does Band F council tax actually cost per day in Moray?
Band F council tax in Moray costs £6.67 per day (365 days). Over 10 years (without council tax increases) that is £24,330, and over 25 years £60,825. Monthly it is £203, and weekly £47.
What discounts and exemptions are available for Band F in Moray?
Several reductions can apply to Band F council tax in Moray: (1) Single person discount (25%) reduces the annual bill to £1,825/year. (2) Full-time students are exempt. (3) Severely mentally impaired residents are disregarded. (4) Low-income households may qualify for Council Tax Reduction (CTR), potentially reducing the bill to zero. (5) Empty or second homes may attract a premium rather than a discount. Contact Moray Council directly to apply.