Universal Credit 2025-26 — Working & Earnings Calculator
Universal Credit reduces by 55p for every £1 of net (after-tax) earnings. Find your monthly UC award for any income level.
Universal Credit 2025-26 — key rates (single claimant)
Standard allowance (25+)
£333.76/month
Taper rate
55%
UC tapers to nil at net earnings of
~£607/month
Work allowance (no housing)
£nil*
*Work allowances of £404–£673/month apply only to claimants with children or Limited Capability for Work/Work-Related Activity (LCW/LCWRA). Figures below are for a single claimant aged 25+ with no children, no housing element, and no LCW/LCWRA.
| Monthly earnings (gross) | Net earnings (after tax) | UC award | Total monthly income |
|---|---|---|---|
| £300 | £300 | £168.76 | £469 |
| £400 | £400 | £113.76 | £514 |
| £500 | £500 | £58.76 | £559 |
| £600 | £600 | £3.76 | £604 |
| £700 | £700 | Nil | £700 |
| £800 | £800 | Nil | £800 |
| £900 | £900 | Nil | £900 |
| £1,000 | £1,000 | Nil | £1,000 |
| £1,100 | £1,085 | Nil | £1,085 |
| £1,200 | £1,157 | Nil | £1,157 |
| £1,300 | £1,229 | Nil | £1,229 |
| £1,400 | £1,301 | Nil | £1,301 |
| £1,500 | £1,373 | Nil | £1,373 |
| £1,750 | £1,553 | Nil | £1,553 |
| £2,000 | £1,733 | Nil | £1,733 |
| £2,500 | £2,093 | Nil | £2,093 |
| £3,000 | £2,453 | Nil | £2,453 |