Tax Code 1150L Explained
1150L gives a Personal Allowance of £11,500 (1150 × £10). It falls between 1100L and 1257L, providing a slightly reduced tax-free amount. You pay 20% on income above £11,500 up to £50,270, then 40% and 45% on higher amounts. Compared to 1257L, you pay roughly £214 more tax per year.
What does tax code 1150L mean?
Tax code 1150L gives you a Personal Allowance of £11,500, which is £1,070 less than the standard 1257L. You pay about £214 more income tax per year. HMRC typically issues this code to account for a small taxable benefit or underpayment from a previous year.
Who gets tax code 1150L?
Employees with a modest adjustment to their allowance — typically to collect tax on untaxed income or small benefits in kind. If you previously had a higher adjustment and it has been partially resolved, your code may have moved from 1100L toward the standard 1257L via an intermediate value like 1150L.
Take-home pay on tax code 1150L — 2025-26 examples
Examples below show Income Tax and take-home pay at common salary levels. National Insurance (NI) is also shown separately — NI is not affected by your tax code and applies on the same basis for all employees.
| Gross Salary | Income Tax | NI (est.) | Take-Home | Effective IT Rate |
|---|---|---|---|---|
| £20,000 | £1,700 | £594 | £17,706 | 8.5% |
| £25,000 | £2,700 | £994 | £21,306 | 10.8% |
| £30,000 | £3,700 | £1,394 | £24,906 | 12.3% |
| £35,000 | £4,700 | £1,794 | £28,506 | 13.4% |
| £40,000 | £5,700 | £2,194 | £32,106 | 14.2% |
| £45,000 | £6,700 | £2,594 | £35,706 | 14.9% |
| £50,000 | £7,860 | £2,994 | £39,146 | 15.7% |
| £60,000 | £11,860 | £3,211 | £44,929 | 19.8% |
| £75,000 | £17,860 | £3,511 | £53,629 | 23.8% |
| £100,000 | £27,860 | £4,011 | £68,129 | 27.9% |
Take-home = Gross − Income Tax − National Insurance. No pension, student loan or other deductions included. NI calculated at 8% between £12,570–£50,270 and 2% above. Effective IT Rate shows Income Tax as a percentage of gross salary.
Tax code 1150L vs 1257L: take-home comparison
How much more or less you take home on 1150L compared to the standard 1257L code at the same gross salary. A negative number means less take-home pay.
| Gross Salary | 1257L Take-Home | 1150L Take-Home | Difference |
|---|---|---|---|
| £20,000 | £17,920 | £17,706 | -£214 |
| £25,000 | £21,520 | £21,306 | -£214 |
| £30,000 | £25,120 | £24,906 | -£214 |
| £35,000 | £28,720 | £28,506 | -£214 |
| £40,000 | £32,320 | £32,106 | -£214 |
| £45,000 | £35,920 | £35,706 | -£214 |
| £50,000 | £39,520 | £39,146 | -£374 |
| £60,000 | £45,357 | £44,929 | -£428 |
| £75,000 | £54,057 | £53,629 | -£428 |
| £100,000 | £68,557 | £68,129 | -£428 |
Both columns include Income Tax and National Insurance. No pension or student loan deductions. 1257L = standard Personal Allowance of £12,570.
If you have tax code 1150L, here's what you should know
- Your tax code appears on your payslip, P60, and any correspondence from HMRC about your PAYE tax.
- Your employer uses this code to calculate how much Income Tax to deduct from each pay period — they do not set it themselves.
- If your circumstances change (new job, change in benefits, marriage allowance), your code should update automatically — but it is worth checking.
- You can view and update your tax code online via your Personal Tax Account at gov.uk.
- If you think your code is wrong, contact HMRC on 0300 200 3300 or use the HMRC app.
- An incorrect tax code can mean you overpay or underpay tax — overpayments are refunded, underpayments are collected in future years.
Frequently asked questions
What does tax code 1150L mean?
1150L gives a Personal Allowance of £11,500 (1150 × £10). It falls between 1100L and 1257L, providing a slightly reduced tax-free amount. You pay 20% on income above £11,500 up to £50,270, then 40% and 45% on higher amounts. Compared to 1257L, you pay roughly £214 more tax per year.
Who gets tax code 1150L?
Employees with a modest adjustment to their allowance — typically to collect tax on untaxed income or small benefits in kind. If you previously had a higher adjustment and it has been partially resolved, your code may have moved from 1100L toward the standard 1257L via an intermediate value like 1150L.
How much do I take home on tax code 1150L earning £30,000?
On tax code 1150L with a £30,000 salary, you take home £24,906 per year (£2,076 per month) after Income Tax of £3,700.
Is tax code 1150L correct for me?
Your tax code is set by HMRC based on your individual circumstances. If you believe your tax code is wrong, contact HMRC on 0300 200 3300 or check your Personal Tax Account at gov.uk. An incorrect code could mean you are paying too much or too little tax.
How do I change tax code 1150L?
To change tax code 1150L, contact HMRC directly on 0300 200 3300 or update your details via your Personal Tax Account at gov.uk. Your employer cannot change your tax code — only HMRC can issue a new one. Once HMRC updates your code, they will notify your employer and the change will appear on your next payslip.
Will I get a refund if tax code 1150L was applied in error?
If tax code 1150L was applied incorrectly and caused you to overpay Income Tax, HMRC will refund the overpayment. This typically happens automatically via a P800 tax calculation sent after the tax year ends (April). For a faster refund, contact HMRC directly once the correct code has been issued. Overpayments can also be reclaimed through Self Assessment if you file a return.
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