Student working 25 hours a week: take-home pay
A student aged 21 or over working 25 hours a week at the £12.71 National Living Wage earns £317.75 a week, £16,523 a year. After £791 Income Tax and £316 National Insurance you take home £15,416 a year, about £296 a week.
| Weekly gross pay | £317.75 |
| Annual gross pay | £16,523 |
| Income Tax | £791 |
| National Insurance | £316 |
| Take-home pay per year | £15,416 |
| Take-home pay per month | £1,285 |
| Take-home per week | £296 |
How this is worked out
Pay assumes the National Living Wage of £12.71 an hour, which applies to workers aged 21 and over from 1 April 2026, for 52 weeks a year. Workers aged 18 to 20 are entitled to at least £10.85.
Students pay tax like other workers. GOV.UK says you pay Income Tax if you earn more than £1,048 a month on average and National Insurance if you earn more than £242 a week. If you stop working part way through the tax year you may be able to claim a refund.
Figures use the 2026-27 rates for England: tax code 1257L with the £12,570 Personal Allowance, no other income and no student loan. Income Tax at 20% up to £50,270, 40% up to £125,140 and 45% above. The Personal Allowance falls by £1 for every £2 of income over £100,000. Employee Class 1 National Insurance is 8% on pay between £12,570 and £50,270 a year and 2% above.
Sources: Income Tax rates and allowances (GOV.UK), National Insurance: how much you pay (GOV.UK), Student jobs: paying tax (GOV.UK), National Minimum Wage and National Living Wage rates (GOV.UK)