£13 an Hour, 20 Hours a Week After Tax
England · £13,520/year gross · 2025-26
Pay breakdown — £13/hr, 20h/week
| Annual | Monthly | Weekly | |
|---|---|---|---|
| Gross pay | £13,520 | £1,127 | £260 |
| Income Tax | −£190 | −£16 | −£4 |
| National Insurance | −£76 | −£6 | −£1 |
| Net take-home | £13,254 | £1,105 | £255 |
| Effective tax rate | 2% | ||
Frequently asked questions
How much do I take home working 20 hours a week at £13 per hour?
Working 20 hours per week at £13/hour, your gross annual salary is £13,520. After Income Tax (£190) and National Insurance (£76), your take-home pay is £13,254/year — £1,105/month or £255/week.
What is £13 an hour 20 hours a week as an annual salary?
£13 per hour × 20 hours per week × 52 weeks = £13,520 gross annual salary. Working full-time (37.5h/week), the same rate would give £25,350/year. Part-time earnings may reduce your Income Tax and National Insurance proportionally.
How much tax do I pay working 20 hours a week?
On £13,520/year (20h/week at £13/hr), Income Tax is £190 and National Insurance is £76 — a combined effective tax rate of 2%. The personal allowance of £12,570 means earnings below this threshold are tax-free.
Can I work 20 hours per week and claim benefits?
Benefits eligibility depends on many factors including your household income, savings, and the specific benefit. At £13,520/year (£1,105/month net), you may be entitled to Universal Credit if household income and savings are below thresholds. Universal Credit tapers at 55p per £1 of net earnings above the standard allowance. Use our Universal Credit calculator for a personalised estimate.