NHS Band 3 Point 3 Salary After Tax 2025-26
Band 3 · Individual pay point · Gross salary: £25,674
NHS Band 3 Point 3 tax breakdown 2025-26
| Item | Annual | Monthly | Weekly |
|---|---|---|---|
| Gross salary | £25,674 | £2,140 | £494 |
| Personal Allowance (tax-free) | £12,570 | £1,048 | £242 |
| Income Tax | −£2,621 | −£218 | −£50 |
| National Insurance | −£1,048 | −£87 | −£20 |
| Net take-home | £22,005 | £1,834 | £423 |
About NHS Band 3 Point 3
NHS Band 3 Point 3 is an individual pay point within Band 3 of the Agenda for Change (AfC) pay framework. Staff progress through pay points within their band, usually annually subject to satisfactory performance.
On a gross salary of £25,674, you take home £22,005 per year (£1,834 per month) after Income Tax and National Insurance. The gross hourly rate is £13 based on 37.5 hours per week.
Use the calculator above to model different scenarios including pension contributions, student loan repayments, or changes in hours. For Scottish income tax rates, see the Scotland version of this page.
Frequently asked questions
What is the take-home pay for NHS Band 3 Point 3?
On the gross salary of £25,674, an NHS Band 3 Point 3 worker takes home £22,005 per year after Income Tax (£2,621) and National Insurance (£1,048). That is £1,834 per month.
How much is NHS Band 3 Point 3 after tax per month?
Based on the gross salary of £25,674, NHS Band 3 Point 3 take-home pay is £1,834 per month in 2025-26, after Income Tax and National Insurance deductions.
What is the hourly rate for NHS Band 3 Point 3?
The gross salary of £25,674 works out at £13 per hour (based on 37.5 hours per week, 52 weeks per year). After tax and NI, the net hourly rate is approximately £11.
How much tax does an NHS Band 3 Point 3 worker pay?
On the gross salary of £25,674, an NHS Band 3 Point 3 worker pays £2,621 in Income Tax and £1,048 in National Insurance — £3,669 in total deductions. The effective tax rate is 14.29%.
What is the annual and monthly take-home for NHS Band 3 Point 3?
NHS Band 3 Point 3 (gross £25,674) gives a take-home of £22,005 per year, £1,834 per month, and £423 per week after all deductions.
Does NHS Band 3 Point 3 pay Scottish income tax differently?
If you are in Scotland, your income tax is calculated using Scottish rates. Scottish income tax is higher for earnings above £43,663. Visit the Scotland version of this page to see the exact Scottish take-home for NHS Band 3 Point 3.