NMW (Age 21+) — 24 hours per week After Tax 2025-26
Age 21+ (National Living Wage) · £12.21/hr · Gross: £15,238/year
NMW (Age 21+) — 24 hours per week — full tax breakdown 2025-26
| Item | Annual | Monthly |
|---|---|---|
| Gross pay | £15,238 | £1,270 |
| Personal Allowance (tax-free) | £12,570 | £1,048 |
| Income Tax | −£534 | −£45 |
| National Insurance (8%) | −£213 | −£18 |
| Net take-home | £14,491 | £1,208 |
Minimum wage take-home pay — 24 hours a week
Working 24 hours per week at the Age 21+ (National Living Wage) of £12.21/hr, your weekly gross is £293 and your annual gross is £15,238 (based on 52 weeks). After Income Tax of £534 and National Insurance of £213, your take-home pay is £14,491/year, which is £1,208/month or £279/week net.
These figures use the standard tax code 1257L, no pension contributions, and no student loan deductions. Use the calculator above to adjust for your specific circumstances — including pension contributions that reduce your taxable income and National Insurance liability.
Frequently asked questions
How much do I take home on minimum wage working 24 hours a week?
Working 24 hours/week at £12.21/hr (NMW (Age 21+) — 24 hours per week), your annual gross is £15,238. After Income Tax (£534) and National Insurance (£213), you take home £14,491/year — £1,208/month or £279/week.
Do I pay Income Tax on minimum wage at 24 hours a week?
Yes. At 24 hours/week, your annual gross is £15,238, above the £12,570 Personal Allowance. Income Tax of £534/year is deducted at 20% on earnings above £12,570.
What is the weekly gross pay for 24 hours at £12.21?
Working 24 hours/week at £12.21/hr gives a weekly gross of £293 and an annual gross of £15,238 (52 weeks). Your weekly take-home after tax is approximately £279.
What is the NMW / NLW rate for Age 21+ (National Living Wage) in 2025-26?
The National Living Wage for workers aged 21 and over is £12.21/hr from April 2025. This is the statutory minimum — employers must pay at least this rate or face HMRC enforcement and financial penalties.
What is the effective tax rate on minimum wage at 24 hours a week?
The effective tax rate (Income Tax + NI as % of gross) on £15,238 annual gross is 4.9%. Income Tax is £534 and National Insurance is £213. Total deductions: £747/year.
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