NMW (Age 18-20) — 25 hours per week After Tax 2025-26
Age 18-20 NMW · £10.00/hr · Gross: £13,000/year
NMW (Age 18-20) — 25 hours per week — full tax breakdown 2025-26
| Item | Annual | Monthly |
|---|---|---|
| Gross pay | £13,000 | £1,083 |
| Personal Allowance (tax-free) | £12,570 | £1,048 |
| Income Tax | −£86 | −£7 |
| National Insurance (8%) | −£34 | −£3 |
| Net take-home | £12,880 | £1,073 |
Minimum wage take-home pay — 25 hours a week
Working 25 hours per week at the Age 18-20 NMW of £10.00/hr, your weekly gross is £250 and your annual gross is £13,000 (based on 52 weeks). After Income Tax of £86 and National Insurance of £34, your take-home pay is £12,880/year, which is £1,073/month or £248/week net.
These figures use the standard tax code 1257L, no pension contributions, and no student loan deductions. Use the calculator above to adjust for your specific circumstances — including pension contributions that reduce your taxable income and National Insurance liability.
Frequently asked questions
How much do I take home on minimum wage working 25 hours a week?
Working 25 hours/week at £10.00/hr (NMW (Age 18-20) — 25 hours per week), your annual gross is £13,000. After Income Tax (£86) and National Insurance (£34), you take home £12,880/year — £1,073/month or £248/week.
Do I pay Income Tax on minimum wage at 25 hours a week?
Yes. At 25 hours/week, your annual gross is £13,000, above the £12,570 Personal Allowance. Income Tax of £86/year is deducted at 20% on earnings above £12,570.
What is the weekly gross pay for 25 hours at £10.00?
Working 25 hours/week at £10.00/hr gives a weekly gross of £250 and an annual gross of £13,000 (52 weeks). Your weekly take-home after tax is approximately £248.
What is the NMW / NLW rate for Age 18-20 NMW in 2025-26?
Workers aged 18 to 20 are entitled to the National Minimum Wage of £10.00/hr from April 2025. The higher National Living Wage (£12.21/hr) applies from age 21.
What is the effective tax rate on minimum wage at 25 hours a week?
The effective tax rate (Income Tax + NI as % of gross) on £13,000 annual gross is 0.92%. Income Tax is £86 and National Insurance is £34. Total deductions: £120/year.
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