NMW (Age 16-17) — 48 hours per week After Tax 2025-26
Age 16-17 NMW · £7.55/hr · Gross: £18,845/year
NMW (Age 16-17) — 48 hours per week — full tax breakdown 2025-26
| Item | Annual | Monthly |
|---|---|---|
| Gross pay | £18,845 | £1,570 |
| Personal Allowance (tax-free) | £12,570 | £1,048 |
| Income Tax | −£1,255 | −£105 |
| National Insurance (8%) | −£502 | −£42 |
| Net take-home | £17,088 | £1,424 |
Minimum wage take-home pay — 48 hours a week
Working 48 hours per week at the Age 16-17 NMW of £7.55/hr, your weekly gross is £362 and your annual gross is £18,845 (based on 52 weeks). After Income Tax of £1,255 and National Insurance of £502, your take-home pay is £17,088/year, which is £1,424/month or £329/week net.
These figures use the standard tax code 1257L, no pension contributions, and no student loan deductions. Use the calculator above to adjust for your specific circumstances — including pension contributions that reduce your taxable income and National Insurance liability.
Frequently asked questions
How much do I take home on minimum wage working 48 hours a week?
Working 48 hours/week at £7.55/hr (NMW (Age 16-17) — 48 hours per week), your annual gross is £18,845. After Income Tax (£1,255) and National Insurance (£502), you take home £17,088/year — £1,424/month or £329/week.
Do I pay Income Tax on minimum wage at 48 hours a week?
Yes. At 48 hours/week, your annual gross is £18,845, above the £12,570 Personal Allowance. Income Tax of £1,255/year is deducted at 20% on earnings above £12,570.
What is the weekly gross pay for 48 hours at £7.55?
Working 48 hours/week at £7.55/hr gives a weekly gross of £362 and an annual gross of £18,845 (52 weeks). Your weekly take-home after tax is approximately £329.
What is the NMW / NLW rate for Age 16-17 NMW in 2025-26?
Workers aged 16 and 17 are entitled to the National Minimum Wage of £7.55/hr from April 2025. They are not yet entitled to the National Living Wage or the 18-20 NMW rate.
What is the effective tax rate on minimum wage at 48 hours a week?
The effective tax rate (Income Tax + NI as % of gross) on £18,845 annual gross is 9.32%. Income Tax is £1,255 and National Insurance is £502. Total deductions: £1,757/year.
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