NMW (Age 16-17) — 37.5 hours per week After Tax 2025-26
Age 16-17 NMW · £7.55/hr · Gross: £14,723/year
NMW (Age 16-17) — 37.5 hours per week — full tax breakdown 2025-26
| Item | Annual | Monthly |
|---|---|---|
| Gross pay | £14,723 | £1,227 |
| Personal Allowance (tax-free) | £12,570 | £1,048 |
| Income Tax | −£431 | −£36 |
| National Insurance (8%) | −£172 | −£14 |
| Net take-home | £14,120 | £1,177 |
Minimum wage take-home pay — 37.5 hours a week
Working 37.5 hours per week at the Age 16-17 NMW of £7.55/hr, your weekly gross is £283 and your annual gross is £14,723 (based on 52 weeks). After Income Tax of £431 and National Insurance of £172, your take-home pay is £14,120/year, which is £1,177/month or £272/week net.
These figures use the standard tax code 1257L, no pension contributions, and no student loan deductions. Use the calculator above to adjust for your specific circumstances — including pension contributions that reduce your taxable income and National Insurance liability.
Frequently asked questions
How much do I take home on minimum wage working 37.5 hours a week?
Working 37.5 hours/week at £7.55/hr (NMW (Age 16-17) — 37.5 hours per week), your annual gross is £14,723. After Income Tax (£431) and National Insurance (£172), you take home £14,120/year — £1,177/month or £272/week.
Do I pay Income Tax on minimum wage at 37.5 hours a week?
Yes. At 37.5 hours/week, your annual gross is £14,723, above the £12,570 Personal Allowance. Income Tax of £431/year is deducted at 20% on earnings above £12,570.
What is the weekly gross pay for 37.5 hours at £7.55?
Working 37.5 hours/week at £7.55/hr gives a weekly gross of £283 and an annual gross of £14,723 (52 weeks). Your weekly take-home after tax is approximately £272.
What is the NMW / NLW rate for Age 16-17 NMW in 2025-26?
Workers aged 16 and 17 are entitled to the National Minimum Wage of £7.55/hr from April 2025. They are not yet entitled to the National Living Wage or the 18-20 NMW rate.
What is the effective tax rate on minimum wage at 37.5 hours a week?
The effective tax rate (Income Tax + NI as % of gross) on £14,723 annual gross is 4.1%. Income Tax is £431 and National Insurance is £172. Total deductions: £603/year.
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