£12.21 an Hour After Tax in Portsmouth 2025-26
1,950 hours/year · Effective tax rate: 13.22% · England & Wales tax rates
£12.21/hour tax breakdown in Portsmouth 2025-26
| Item | Annual | Monthly | Weekly |
|---|---|---|---|
| Gross salary | £23,810 | £1,984 | £458 |
| Personal Allowance (tax-free) | £12,570 | £1,048 | — |
| Income Tax | −£2,248 | −£187 | −£43 |
| National Insurance | −£899 | −£75 | −£17 |
| Net take-home | £20,663 | £1,722 | £397 |
£12.21/hr compared to Portsmouth average
Portsmouth has a strong defence and naval heritage, with BAE Systems and the Royal Navy as major employers. Median full-time earnings are around £28,000, with a growing digital and tech sector.
Your net hourly at £12.21/hr is £11/hr vs the city average net hourly of £12/hr. You are below the local average (£28,000/year · daily net: £79).
£12.21 an hour in Portsmouth — how much do you take home?
£12.21 an hour equals £23,810 per year (1,950 hours). In Portsmouth, after Income Tax (£2,248) and National Insurance (£899), your take-home is £20,663 per year — £11 per hour net.
The average salary in Portsmouth is £28,000. At £12.21/hr, you are below the local average.
Your effective combined tax rate is 13.22%. These figures are for a standard employee with no pension contributions, student loan, or other deductions beyond Income Tax and National Insurance. Use the calculator above to adjust for your specific situation.
Frequently asked questions
How much is £12.21 an hour after tax in Portsmouth?
£12.21 per hour in Portsmouth equals £23,810 per year (based on 1,950 hours). After Income Tax (£2,248) and National Insurance (£899), your take-home is £20,663 annually — £11 per hour net, £1,722 per month.
Is £12.21 an hour a good wage in Portsmouth?
The average salary in Portsmouth is £28,000 per year. At £12.21 per hour (£23,810/year), you are below the local average. Your effective tax rate at this wage is 13.22%.
What is the monthly take-home for £12.21 an hour in Portsmouth?
Working £12.21 per hour in Portsmouth gives you approximately £1,722 per month take-home after Income Tax and National Insurance (2025-26 rates).
How does £12.21 an hour compare across UK regions?
Tax rates for £12.21/hour are the same across England, Wales, and Northern Ireland. The gross pay of £23,810 is identical in all regions.
What is £12.21 an hour as a daily rate in Portsmouth?
At £12.21/hr, a standard 7.5-hour working day earns £92 gross. After tax in Portsmouth, that is approximately £79 per day take-home (based on 260 working days per year). Your annual take-home of £20,663 ÷ 260 = £79/day net.
Is £12.21 an hour above the National Living Wage?
£12.21/hr is £0 above the National Living Wage of £12.21/hr (2025-26). Workers on NLW take home £11/hr net.