£18 an Hour After Tax 2025-26
Annual gross: £35,100 · Based on 37.5 hrs/week, 52 weeks
£18/hour tax breakdown 2025-26
| Item | Annual | Monthly | Weekly |
|---|---|---|---|
| Gross salary | £35,100 | £2,925 | £675 |
| Personal Allowance (tax-free) | £12,570 | £1,048 | £242 |
| Income Tax | −£4,506 | −£376 | −£87 |
| National Insurance | −£1,802 | −£150 | −£35 |
| Net take-home | £28,792 | £2,399 | £554 |
£18 an hour — what does that mean annually?
£18 per hour × 37.5 hours × 52 weeks = £35,100 annual gross. After Income Tax (£4,506) and National Insurance (£1,802), your take-home pay is £28,792 per year — or £2,399 per month. Your effective tax rate is 17.97%.
This rate is typical for skilled entry-level roles. Typical roles: newly qualified HGV driver, IT helpdesk technician, junior hairdresser/beauty therapist, lab technician.
What £1/hr more would mean on £18
You keep 82% of your gross pay — equivalent to £24 per working day in Income Tax and National Insurance. Saving 20% of take-home (£480/month) fills a £20,000 ISA in 42 months.
£18/hour at different hours per week
| Hours/week | Gross/year | Take-home/year | Take-home/month |
|---|---|---|---|
| 16 hrs/week (part-time) | £14,976 | £14,303 | £1,192 |
| 20 hrs/week (part-time) | £18,720 | £16,998 | £1,417 |
| 25 hrs/week | £23,400 | £20,368 | £1,697 |
| 30 hrs/week | £28,080 | £23,737 | £1,978 |
| 37.5 hrs/week (standard full-time) | £35,100 | £28,792 | £2,399 |
Overtime at time-and-a-half (£27/hr): 5 extra hours/week adds £7,020 gross — but only £5,054 net after the extra tax on those hours.
Frequently asked questions
How much do I take home on £18 an hour in the UK?
On £18 per hour (£35,100/year), you take home £28,792 per year after Income Tax (£4,506) and National Insurance (£1,802). That is £2,399 per month and £554 per week landing in your bank account.
What annual salary is £18 an hour?
£18 per hour, based on a 37.5-hour week (1,950 hours/year), equals £35,100 gross per year. After tax, your take-home is £28,792 (£2,399/month).
How much will I see in my bank each month on £18 an hour?
On £18/hour, your monthly gross is roughly £2,925. After Income Tax (£376/mo) and National Insurance (£150/mo), you take home £2,399 per month.
Why is my hourly take-home less than I expected on £18?
On £18/hour (£35,100/year), you pay £4,506 Income Tax and £1,802 National Insurance — £6,308 total per year. Your effective combined rate is 17.97%, not the headline rate. Only income above the £12,570 personal allowance is taxed.
What is £18 an hour per week after tax?
£18 per hour (37.5-hour week) = £554 per week take-home after all deductions. Gross weekly pay is £675.
Is £18 an hour a good wage in the UK?
£18/hour is below the UK median hourly rate of £20 (2025). Your annual gross is £35,100 and take-home £28,792/year. Overtime, pay rises, or additional skills can help bridge the gap.