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Wales · West Wales

Council Tax Swansea 2025-26

City and County of Swansea · Tax year 2025-26 (April 2025 – March 2026)

Band D (annual)
£1,905
Monthly
£159
Weekly
£37
Single person (−25%)
£1,429

Swansea council tax bands 2025-26

Band Property value (1991) Annual Monthly
A Up to £44,000 £1,270 £106
B £44,001–£65,000 £1,482 £124
C £65,001–£91,000 £1,693 £141
D £91,001–£123,000 £1,905 £159
E £123,001–£162,000 £2,328 £194
F £162,001–£223,000 £2,752 £229
G £223,001–£324,000 £3,175 £265
H £324,001–£424,000 £3,810 £318
I Over £424,000 £4,445 £370

How Swansea compares

The average Band D council tax in Wales is £2,170/year. Swansea is £265 below average (£22/month less).

Council tax discounts in Swansea

25% off
Single person discount
Only one adult in the property → £1,429/year (Band D)
100% exempt
Full-time students
All occupants are full-time students
Up to 100%
Council Tax Reduction
Low-income households — apply to the council
Band reduced
Disability reduction
Property adapted for a disabled person — band reduced by one

Frequently asked questions

Can I appeal my council tax band in Swansea?

Yes — if your property was placed in the wrong band when valued in 1991, you can challenge it through the Valuation Office Agency (VOA) for free. Moving down one band saves £191–£381/year in Swansea. A successful appeal is backdated — check similar nearby properties that have been revalued.

Do I qualify for Council Tax Reduction in Swansea?

Council Tax Reduction (CTR) is means-tested and run by Swansea. You may qualify if you are on Universal Credit, Pension Credit, or a low income — reductions can be up to 100% of your bill. There is no automatic entitlement; apply directly to Swansea council as many eligible households miss out.

How do I claim the 25% single person discount in Swansea?

If you live alone, contact Swansea council to claim the 25% single person discount. This saves £476/year (£40/month) on a Band D property. It is not applied automatically — you must request it, even if the council already knows you live alone.

How is Swansea council tax set?

City and County of Swansea sets the annual rate each February/March. The 2025-26 Band D rate of £1,905 includes precepts from police, fire, and (in two-tier areas) county council.

I just moved to Swansea — how is my council tax worked out?

H) and the number of adults living there. Swansea's Band D rate is £1,905/year in 2025-26. You pay from the day you move in; contact Swansea council within 21 days to register, and check whether you qualify for any discounts or reductions.

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Related calculators:

All councils Band D in Swansea £30k salary + council tax in Swansea £50k salary + council tax in Swansea £30,000 After Tax £50,000 After Tax Stamp Duty Calculator Inheritance Tax Capital Gains Tax Income Tax Rates National Insurance

From our blog

→ Council tax reduction: the complete guide → Single person council tax discount explained