Junior Physiotherapist Salary After Tax UK 2025-26
£29,970/year · £2,092/month take-home · £12.87/hour after tax
UK Junior Physiotherapist salary overview
Newly qualified physiotherapists start at NHS Band 5 (£29,970–£36,483). Private clinic roles start at a similar level. Rotational Band 5 posts are the typical entry point after graduation.
Junior Physiotherapist salary tax breakdown 2025-26
| Item | Annual | Monthly | Weekly |
|---|---|---|---|
| Gross salary | £29,970 | £2,498 | £576 |
| Personal Allowance (tax-free) | £12,570 | £1,048 | £242 |
| Income Tax | −£3,480 | −£290 | −£67 |
| National Insurance | −£1,392 | −£116 | −£27 |
| Net take-home | £25,098 | £2,092 | £483 |
Junior Physiotherapist take-home pay UK 2025-26
A Junior Physiotherapist on the typical salary of £29,970 takes home £25,098 per year after Income Tax and National Insurance. That works out as £2,092 per month and £483 per week.
Newly qualified physiotherapists start at NHS Band 5 (£29,970–£36,483). Private clinic roles start at a similar level. Rotational Band 5 posts are the typical entry point after graduation.
Out of £29,970, you pay £3,480 in Income Tax and £1,392 in National Insurance. Your effective tax rate is 16.26%.
Frequently asked questions
What is the take-home pay for a Junior Physiotherapist in the UK?
A Junior Physiotherapist earning the typical salary of £29,970 takes home £25,098 per year after Income Tax (£3,480) and National Insurance (£1,392). The effective tax rate is 16.26%.
What will a Junior Physiotherapist actually take home each month?
On a typical Junior Physiotherapist salary of £29,970, your monthly take-home is £2,092 in 2025-26. Your gross monthly pay is £2,498 — deductions of Income Tax (£290/mo) and National Insurance (£116/mo) leave you £2,092/month. Pension contributions, if applicable, would reduce this further.
What is the hourly rate for a Junior Physiotherapist?
A Junior Physiotherapist on £29,970 per year earns approximately £12.87 per hour after tax, based on a 37.5-hour week over 52 weeks.
Why is a Junior Physiotherapist take-home pay lower than the headline salary suggests?
On the typical Junior Physiotherapist salary of £29,970, Income Tax costs £3,480/year and National Insurance costs £1,392/year — £4,872 in PAYE deductions. Add a typical 5–8% workplace pension contribution and any student loan repayments, and the gap between gross and net can feel significant. The effective tax rate (IT + NI only) is 16.26%.
What is a typical Junior Physiotherapist salary in the UK?
The typical Junior Physiotherapist salary in the UK is around £29,970, with the range spanning £28,000–£36,000 depending on experience, location, and sector. Newly qualified physiotherapists start at NHS Band 5 (£29,970–£36,483). Private clinic roles start at a similar level. Rotational Band 5 posts are the typical entry point after graduation.
Is £29,970 a good Junior Physiotherapist salary?
At £29,970, a UK Junior Physiotherapist salary sits within the typical range of £28,000–£36,000. After tax, you take home £25,098/year (£2,092/month, £12.87/hour), which is around the UK median take-home pay.