Junior Doctor Salary After Tax UK 2025-26
£36,616/year · £2,490/month take-home · £15.32/hour after tax
UK Junior Doctor salary overview
NHS Foundation Year 1 doctors earn £32,398; FY2 earn £34,994. Specialty Registrars earn £40,257–£53,398 depending on grade.
Junior Doctor salary tax breakdown 2025-26
| Item | Annual | Monthly | Weekly |
|---|---|---|---|
| Gross salary | £36,616 | £3,051 | £704 |
| Personal Allowance (tax-free) | £12,570 | £1,048 | £242 |
| Income Tax | −£4,809 | −£401 | −£92 |
| National Insurance | −£1,924 | −£160 | −£37 |
| Net take-home | £29,883 | £2,490 | £575 |
Junior Doctor take-home pay UK 2025-26
A Junior Doctor on the typical salary of £36,616 takes home £29,883 per year after Income Tax and National Insurance. That works out as £2,490 per month and £575 per week.
NHS Foundation Year 1 doctors earn £32,398; FY2 earn £34,994. Specialty Registrars earn £40,257–£53,398 depending on grade.
Out of £36,616, you pay £4,809 in Income Tax and £1,924 in National Insurance. Your effective tax rate is 18.39%.
Frequently asked questions
What is the take-home pay for a Junior Doctor in the UK?
A Junior Doctor earning the typical salary of £36,616 takes home £29,883 per year after Income Tax (£4,809) and National Insurance (£1,924). The effective tax rate is 18.39%.
What will a Junior Doctor actually take home each month?
On a typical Junior Doctor salary of £36,616, your monthly take-home is £2,490 in 2025-26. Your gross monthly pay is £3,051 — deductions of Income Tax (£401/mo) and National Insurance (£160/mo) leave you £2,490/month. Pension contributions, if applicable, would reduce this further.
What is the hourly rate for a Junior Doctor?
A Junior Doctor on £36,616 per year earns approximately £15.32 per hour after tax, based on a 37.5-hour week over 52 weeks.
Why is a Junior Doctor take-home pay lower than the headline salary suggests?
On the typical Junior Doctor salary of £36,616, Income Tax costs £4,809/year and National Insurance costs £1,924/year — £6,733 in PAYE deductions. Add a typical 5–8% workplace pension contribution and any student loan repayments, and the gap between gross and net can feel significant. The effective tax rate (IT + NI only) is 18.39%.
What is a typical Junior Doctor salary in the UK?
The typical Junior Doctor salary in the UK is around £36,616, with the range spanning £32,398–£40,257 depending on experience, location, and sector. NHS Foundation Year 1 doctors earn £32,398; FY2 earn £34,994. Specialty Registrars earn £40,257–£53,398 depending on grade.
Is £36,616 a good Junior Doctor salary?
At £36,616, a UK Junior Doctor salary sits within the typical range of £32,398–£40,257. After tax, you take home £29,883/year (£2,490/month, £15.32/hour), which is around the UK median take-home pay.