NMW (Age 16-17) — 12 hours per week After Tax 2025-26
Age 16-17 NMW · £7.55/hr · Gross: £4,711/year
NMW (Age 16-17) — 12 hours per week — full tax breakdown 2025-26
| Item | Annual | Monthly |
|---|---|---|
| Gross pay | £4,711 | £393 |
| Personal Allowance (tax-free) | £12,570 | £1,048 |
| Income Tax | −£0 | −£0 |
| National Insurance (8%) | −£0 | −£0 |
| Net take-home | £4,711 | £393 |
No Income Tax payable. At 12 hours/week at £7.55/hr, your annual gross of £4,711 is below the £12,570 Personal Allowance. You pay no Income Tax. Your earnings are also below the NI Primary Threshold — no National Insurance is deducted.
Minimum wage take-home pay — 12 hours a week
Working 12 hours per week at the Age 16-17 NMW of £7.55/hr, your weekly gross is £91 and your annual gross is £4,711 (based on 52 weeks). After Income Tax of £0 and National Insurance of £0, your take-home pay is £4,711/year, which is £393/month or £91/week net.
These figures use the standard tax code 1257L, no pension contributions, and no student loan deductions. Use the calculator above to adjust for your specific circumstances — including pension contributions that reduce your taxable income and National Insurance liability.
Personalised insights — 12 hrs/week at £7.55/hr
At £7.55/hr you currently earn £2,908/year less than the £12.21/hr National Living Wage rate paid to workers aged 21+ at the same 12 hours/week. That is £56 less per week and £242 less per month — a real step-up to expect when you turn 21 (18-20 band) or complete year 2 of your apprenticeship (apprentice band).
Your annual gross of £4,711 sits 71% below the commonly cited UK single-adult poverty benchmark of £16,000. You keep 100% of each pound earned after Income Tax and NI, and around £0 leaves your paycheck in combined tax/NI per working day (260-day year). Daily net reaching your bank account: roughly £18.
Scaling up to a full-time 37.5-hour week at the same £7.55/hr would give an annual gross of £14,723 and a take-home of £14,120/year (£1,177/month). On your current 12 hours, saving 10% of your take-home (£39/month) into an ISA would take about 513 months to reach the £20,000 annual allowance.
Further reading
Frequently asked questions
How much do I take home on minimum wage working 12 hours a week?
Working 12 hours/week at £7.55/hr (NMW (Age 16-17) — 12 hours per week), your annual gross is £4,711. After Income Tax (£0) and National Insurance (£0), you take home £4,711/year — £393/month or £91/week.
Do I pay Income Tax on minimum wage at 12 hours a week?
No. At 12 hours/week at the minimum wage, your annual gross is £4,711 — below the £12,570 Personal Allowance. You pay zero Income Tax. Your employer may still operate PAYE, but will return any over-deducted tax.
How much do I earn per week working 12 hours at the minimum wage?
Working 12 hours/week at £7.55/hr gives a weekly gross of £91 and an annual gross of £4,711 (52 weeks). Your weekly take-home after tax is approximately £91.
What is the NMW / NLW rate for Age 16-17 NMW in 2025-26?
Workers aged 16 and 17 are entitled to the National Minimum Wage of £7.55/hr from April 2025. They are not yet entitled to the National Living Wage or the 18-20 NMW rate.
How much tax do I actually pay on minimum wage working 12 hours a week?
The effective tax rate (Income Tax + NI as % of gross) on £4,711 annual gross is 0%. Income Tax is £0 and National Insurance is £0. Total deductions: £0/year.
What is the difference between the National Minimum Wage and the National Living Wage for this age group?
Workers aged 16-17 are entitled to the NMW of £7.55/hr — the same rate as year-one apprentices. At 12 hours/week, this gives a gross of £4,711/year (£91/week). The next step-up is to £10.00/hr at age 18, and then to the National Living Wage of £12.21/hr at age 21.
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